1. Information We Collect

Personal Information: We may collect personal information that you provide to us, such as your name, address, email address, phone number, date of birth, driver’s license number, and payment information when you:

• Request a quote or purchase insurance.
• Create an account on our Website.
• Contact customer service.
• Subscribe to newsletters or other communications.
• Participate in surveys or promotions.

Non-Personal Information: We may also collect non-personal information about your interactions with our Website, such as:

• Browser type and version.
• Operating system.
• IP address.
• Pages visited and time spent on the Website.
• Referring website or search engine.
• Cookies and similar tracking technologies.

2. How We Use Your Information

We use the information we collect for various purposes, including:

• Providing and managing your insurance policy.
• Processing payments and claims.
• Communicating with you about your policy, claims, or inquiries.
• Sending you marketing and promotional materials, if you have opted in.
• Improving our Website, Services, and customer experience.
• Conducting research and analysis.
• Complying with legal and regulatory requirements.

3. Sharing Your Information

We do not sell, trade, or otherwise transfer your personal information to outside parties, except as described in this Privacy Policy. We may share your information with:

• Service Providers: Third-party vendors who assist us in operating our Website, processing payments, and providing our Services, subject to confidentiality agreements.
• Business Partners: Partners with whom we offer joint promotions or products, subject to your consent.
• Legal Compliance: When required by law or in response to legal processes, such as subpoenas or court orders.
• Protection of Rights: To protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or others.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Website. Cookies are small data files stored on your device that help us remember your preferences, improve site functionality, and analyze site usage. You can control cookies through your browser settings, but disabling cookies may affect your ability to use certain features of our Website.

5. Data Security

We implement a variety of security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include encryption, access controls, and secure servers. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Your Choices

Opt-Out: You may opt-out of receiving marketing emails from us by following the unsubscribe link in the email or contacting us directly. Even if you opt-out of marketing emails, we may still send you transactional or administrative messages related to your policy or our Services.

Access and Correction: You have the right to access, correct, or delete your personal information held by us. To exercise these rights, please contact us using the information provided below.

7. Children’s Privacy

Our Website and Services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our Website. Your continued use of our Website or Services after any changes constitutes your acceptance of the updated Privacy Policy.

9. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

• Email: info@skinsurances.com
• Phone: +18555372441
• Address: 313 Bainbridge Ct, Mason, OH 45040